Advantages for You

Unlike a bank, which is limited to offering you mortgages from its product line only, a Mortgage Broker can offer you multiple loan options from multiple lenders, many of which you’d likely not have known about.
With so many confusing mortgage options and offers to choose from, and with the constant refrain of “Lowest rate! Lowest rate!” echoing across the Internet, it’s no wonder many homebuyers choose to work with a Mortgage Broker who has the ability to shop your loan request to many lenders locally and nationwide.

What is a Mortgage Broker?

A Mortgage Broker is a licensed Credit Adviser whose job it is to advocate on your behalf. What does advocating on your behalf mean? It means seeing that you get the best mortgage matching your financial circumstances, at a competitive rate, with terms and a timeframe that work for you.
As a broker, we give you access to hundreds of loan options all in one place, and are more likely to be able to find the loan best suited to your needs.

What do Mortgage Brokers do?

A licensed Mortgage Broker has the expertise to wade through mountains of lending guidelines and loan program options on your behalf. A broker stays current on market conditions to find the most advantageous mortgage options available for you.

A licensed broker performs many other functions, including:

  • Analyzing your income and debt to determine the maximum mortgage you can afford
  • Educating you in the home-buying and financing processes
  • Initiating the verification of employment and verification of deposit
  • Providing you with full disclosures, such as truth-in-lending and good-faith estimates

One of the most important functions, though, is that of escorting your loan application through the loan process from start to finish, to make sure that the end result is one that is the best that it can be.
Brokers handle the details!
Literally thousands of variables can affect the outcome of your mortgage transaction, our clients don’t buy houses and finance them every day. It good to know you’ve got someone at your back making the process as seamless as possible for you.

Brokers handle the details!

Literally thousands of variables can affect the outcome of your mortgage transaction, our clients don’t buy houses and finance them every day.  It good to know you’ve got someone at your back making the process as seamless as possible for you.

Your Azura Home Loans Credit Adviser also:

  • Learns your end game to direct you to sensible financing
  • Helps you understand mortgage rates and terms
  • Compares financing program options, apples to apples

Ready to find the right mortgage for you?

Give us a call at 08 8384 1993, or email us to arrange a free consultation today.