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New Financial Year

As we start into a new financial year, it is worth taking a few moments to review your position with your loans. There have been significant changes to investment, and interest only loans over the last few months, and fixed loans are still well worth considering. The major banks offerings have suffered with these changes, [...]

By |2017-07-03T07:04:06+00:00July 3rd, 2017|Categories: Home Loans, Investment Lending, Latest News, Owner Occupied Lending|

Changes to the Investment Playing Field

You have probably seen or read in the news recently that the Australian Prudential Regulation Authority (APRA) has issued guidelines resulting in changes to mortgage lending policy. You may be wondering exactly what the changes mean — and particularly what they mean for you. Background Briefly, the Federal Government and the Reserve Bank have expressed [...]

By |2015-10-06T04:10:07+00:00October 6th, 2015|Categories: Investment Lending, Latest News|

Interest Rate News

As expected, the Reserve Bank has kept the cash rates on hold for another month. This makes it a full year since the last rate change. Most economists are predicting this to continue into 2015. This does bring further opportunities for mortgage customers to investigate fixed options, but with some longer term fixed pricing being [...]

By |2014-08-05T05:18:15+00:00August 5th, 2014|Categories: Latest News|

To fix or not to fix… that is the question

  When it comes to phone plans or petrol prices we generally are very vigilant to make sure that we're getting the best deal.  How much more should we be making sure that the one of the biggest investments of our lives is not costing us more than it should? One of the biggest decisions through the [...]

By |2014-07-29T06:11:36+00:00July 29th, 2014|Categories: Home Loans, Latest News, Owner Occupied Lending|